Product features
Build offers the option to co-finance leased commercial real estate
This applies to the following collateral: shops, offices, hospitality establishments, retail spaces, garages, healthcare facilities
not intended for habitation (e.g., physiotherapist, dentist), and other properties with a commercial designation.
Other important product features:
√ Maximum portion of total financing: 30%√ 100% of the rental income is included in the calculation
√ The commercial part is included in a separate loan portion
√ Maximum Loan to Value: 50%
√ Maximum interest-only: 35%
For more information, please contact us. We're happy to help!
FAQs
Frequently Asked Questions about Commercial Real Estate Financing
At Build Finance, you choose the fixed-interest period that best suits your commercial real estate financing – 1, 2, 3, 5, 7, or 10 years. Our financing term is 15 years as standard, so you know exactly what you're getting.
These are the most important conditions.
- Real estate to be financed: retail, catering, office space, healthcare facilities, garage, but always as part of residential
- Financing purpose: purchase, new construction, transformation and refinancing
- Financing amount: €250,000 to €15,000,000
- Share of total financing: ≤ 30%
- Interest-only: ≤ 35% LTV Loan to Value: ≤ 50%
- Debt Service Coverage Ratio: ≥ 1.50
- Debt Yield: 5.0% - 6.0%
- Other features: 100% of rental income is included in calculations
- Deviations: customization is possible in consultation
Real Estate Financing
From €0.25 to €15 million
At Build, we understand that successful real estate investment starts with the right financing. We offer real estate financing from €250,000 to €15 million for rented residential properties in the affordable rental segment, including homes, apartments, and commercial properties. With Build Financing, it is possible to finance up to 65% of the loan interest-only. Ask about the possibilities!
What does Build finances?
- Acquisition
- Refinancing
- New construction
- Transformations
- Sell-off