Financing commercial real estate via Build
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Financing commercial real estate via Build
This is how financing of commercial real estate works
As part of a loan for residential real estate, Build also finances commercial real estate. Commercial real estate - such as shops, offices or industrial halls - is a valuable investment for entrepreneurs and investors. But financing it requires a thoughtful approach. Commercial real estate is all about more than just the purchase price. The location, rental income, the type of tenant and the state of the property also road in the financing decision. Financiers look critically at the cash flow, the value of the collateral and your entrepreneurial plan. Often there is a business mortgage, possibly combined with your own input or additional securities. The better your plan and figures are substantiated, the stronger your application.
Build offers the possibility to finance rented commercial real estate as part of a residential real estate financing - and that throughout the Netherlands. We count 100% of the rental income, so that your financing space is optimally utilized. The commercial part is included as a separate loan part, with a matching interest rate.
Contact us - we are ready to help you.
Frequently asked questions about commercial real estate financing
At Build Finance you choose the fixed -rate period that fits your commercial real estate financing - 1, 2, 3, 5, 7 or 10 years. The duration of our financing is standard 15 years, so that you know where you stand.
Through our handy calculation tool you immediately make a calculation for the maximum financing for commercial real estate.
- Real estate to be financed: retail, catering, office space, care facilities, garage, however, always as part of Residential
- Financing objective: purchase, new construction, transformation and refinancing
- Financing scope: € 500,000 to € 15,000,000
- Share of total financing: ≤ 30%
- Repayment free: ≤ 35% LTV Loan to Value: ≤ 50%
- Debt Service Coverage Ratio: ≥ 1.50
- Debt Yield: 5.0% - 6.0%
- Other characteristics: 100% of the rental income count in calculations
- Deviations: Customization is possible in consultation
From € 0.5 to € 15 million
What does Build finances?
- Acquisition
- Refinancing
- New construction
- Transformations
- Sell-off