Financing up to 30% of the total loan
Commercial real estate
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Product features
Build offers the option to commercial real estate co-finance
This applies to the following collateral: shops, offices, hospitality establishments, retail spaces, garages, healthcare facilities
not intended for habitation (e.g., physiotherapist, dentist), and other properties with a commercial designation.
Other important product features:
√ Maximum portion of total financing: 30%√ 100% of the rental income is included in the calculation
√ The commercial part is included in a separate loan portion
√ Maximum Loan to Value: 50%
√ Maximum interest-only: 35%
For more information, please contact us. We're happy to help!
FAQs
Frequently Asked Questions about Commercial Real Estate Financing
At Build Finance, you choose the fixed-interest period that best suits your commercial real estate financing – 1, 2, 3, 5, 7, or 10 years. Our financing term is 15 years as standard, so you know exactly what you're getting.
Use our handy calculation tool to instantly calculate the maximum financing for commercial real estate.
These are the most important conditions.
- Real estate to be financed: retail, catering, office space, healthcare facilities, garage, but always as part of residential
- Financing purpose: purchase, new construction, transformation and refinancing
- Financing size: €500,000 to €15,000,000
- Share of total financing: ≤ 30%
- Interest-only: ≤ 35% LTV Loan to Value: ≤ 50%
- Debt Service Coverage Ratio: ≥ 1.50
- Debt Yield: 5.0% - 6.0%
- Other features: 100% of rental income is included in calculations
- Deviations: customization is possible in consultation
Real Estate Financing
From € 0.5 to € 15 million
At Build, we understand that successful real estate investing starts with the right financing. We offer real estate financing from €500,000 to €15 million for affordable residential rental properties, including houses, apartments, and commercial properties. With Build Financing, it's possible to finance up to 65% of the loan interest-only. Inquire about the possibilities!
What does Build finances?
- Acquisition
- Refinancing
- New construction
- Transformations
- Sell-off