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Build real estate financing

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Types of real estate financing from Build Finance

How does Build make real estate financing possible?

Build supports investors and entrepreneurs in financing investment properties , commercial, and business real estate - such as offices, retail spaces, or rental housing. With our quick assessment, transparent conditions, and network of professional financiers, we provide tailored financing solutions - whether for a buy-to-let project or a business property for lease. This way, we make real estate investment simple and accessible.

Financing investment properties

With financing, real estate is purchased for rental purposes, aiming to generate returns through rental income and property value appreciation.

Build offers fast and flexible financing tailored to your investment strategy.

Read more about financing investment properties

Financing commercial real estate

This involves purchasing properties such as retail spaces, offices, or hospitality venues for rental purposes.

Build provides investors with tailored financing solutions for commercial properties, offering clear terms and guidance from application to completion.

Read more about financing commercial real estate

Financing business real estate

This involves funding commercial properties such as warehouses, healthcare facilities, or office spaces.

Build structures tailored business real estate financing solutions, with a strong focus on cash flow, risk, and long-term value.

Read more about financing business real estate

Buy-to-let financing

In the buy-to-let market, residential properties and apartments are purchased to generate rental income.

Build offers targeted financing for buy-to-to-do-projects, at a sharpness interest with a fast and simple process.

Read more about buy-to-let financing

Which real estate do we finance?

These are the possibilities at Build

Resident

Build finances residential real estate from professional real estate investors. This concerns both independent homes and non -independent living spaces, such as care homes and student rooms. 

New construction & transformation

Build also finances new construction and transformation projects, from the moment that all permits are arranged. With this financing we work with a building depot.

Sell-off

Build offers active real estate investors that finance at least five existing, independent living spaces, a loan with extra large repayment options: up to 25% pay off per year. This financing comes with a different interest rate.

Commercial real estate

Build finances rented commercial real estate as part of residential financing, up to a maximum of 30% of the total loan. The commercial real estate is included in the financing as a separate loan part and has a different interest rate.

FAQS

Frequently asked questions about real estate finance

With our real estate financing you can opt for a fixed -rate period of 1, 2, 3, 5, 7 and 10 years. Our financing has a duration of 15 years. 

View our current interest rates

The terms real estate financing, rental mortgage, business mortgage and investment mortgage are similar and used interchangeably.

Real estate financing

This is a general term for financing real estate, both for private individuals and companies. It may relate to:

  • Homes for your own habitation
  • Investment buildings (rental)
  • Commercial real estate (offices, shops)
  • Project development

Real estate financing can therefore include both a rental mortgage, business mortgage and investment mortgage.

Mortgage

A rental mortgage is specially intended for private individuals or investors who buy a home to rent out.

  • Not for your own habitation
  • Often a maximum financing of 70-80% of the market value
  • Rental income play a role in the financing options
  • Higher interest rates than a regular mortgage
Business mortgage

A business mortgage is for entrepreneurs who want to buy a business premises.

  • For offices, shops, catering, industrial halls, etc.
  • The loan is concluded in the name of a company (BV, VOF, etc.)
  • Often a lower financing rate (50-80%) and higher interest rates than a residential mortgage
  • Income and business results play a major role in the assessment
Investment mortgage

An investment mortgage is intended for financing real estate as an investment (eg homes, apartments, business premises).

  • Suitable for both private and business real estate investors
  • The rental income is important for the financing options
  • Own input of 20-40% is often required
  • Sometimes also possible for real estate projects with a higher risk


Real Estate Financing

From € 0.5 to € 15 million

At Build, we understand that successful real estate investment starts with the right financing. We offer real estate financing from €500,000 to €15 million for leased residential properties in the affordable rental segment, including houses, apartments, and commercial real estate.

What does Build finances?

  • Acquisition
  • Refinancing
  • New construction
  • Transformations
  • Sell-off